Online College Program Costs Lowered Through Exploration Of Back To School Loans Sources
College and university enrollments might be up this fall, but how much students and families spend on back to school supplies has yet to be seen. This is the world of iPads, laptops, netbooks and webcams, a world where textbooks can cost $200 and more a pop. With many students enrolling in online courses as well, products such as these might also be more a part of back to school shopping than they have in the past.
While families in a Fannie Mae public poll voiced in as having to work longer hours and rely on more money from scholarships, grants and other financial monies to pay for college, new technologies are becoming more the standard on 21st century college and university campuses. Likewise, many college and university students are participating in distance learning, by taking courses entirely online or combining online courses with time in the classroom. With distance learning, products such as webcams, mobile devices such as smartphones, iPads and other e-readers might more often be part of instruction.
How much do families intend to spend on back to school shopping? About $55.12 billion, which includes spending on the part of families of students at the K-12 levels, a National Retail Federation survey reports. The National Retail Federation Back to School/College survey was released in about mid-August, by which time families had reported completing about 43 percent of their back to school shopping. Parents of college age children, however, were waiting it out.
Newspapers and magazines have been focusing on ways to save on the back to school needs for college and university students. An article in the Louisville Journal-Courier even recommended products and pointed students and families toward stores where they can be purchased. The article includes everything from USBs to netbooks, with prices ranging up to $350. E-readers, such as the Kindle, Nook and iPad, might be priced higher. Where the latest Kindle could go for around $380, the Apple iPad website shows that iPads start at $499.
In Oklahoma, a university noted that it plans to test e-readers on campus, according to an article in USA Today. Several other institutions have also employed the use of e-readers. The devices allow students the ability to download textbooks, and digital textbooks on sites such as CourseSmart, CafeScribe and Wikibooks can be found at prices such as $45.75. This particular offering, a kinesiology textbook from CourseSmart, saves students $68.31, the site notes. Students can also purchased used textbooks for as low as $1.30 on sites such as Valore.com, CampusBookRentals.com and chegg.com, or rent them for about $50, give or take.
Many parents of college students say they plan to shop at department stores, online and at electronics stores, according to the National Retail Federation survey announcement. Parents might also be more involved in back to school shopping for college students than they have in the past. Men and women younger than 21 can no longer obtain a credit card without a co-signer or proof that they earn enough to make the required payments, Market Watch recently reported. The Market Watch report referred to new regulations that are part of a Credit Card Act of 2009.
That might be good news for parents in that they have more of a say in back to school shopping for college students. Many parents might also be heading back to school themselves, since out of work adults in this recession, as well as those who want to brush up on skills and acquire new skills, are contributing to enrollment increases at colleges and universities. Parents of K-12 students have also reported taking online courses, in many instances for personal fulfillment purposes.
With video and web conferencing and podcasts more often a part of traditional and online degree programs,, adults might enhance their technology skills simply by participating in higher education. They might even look at grants to go back to school materials and purchases as an investment in technologies they might be required to utilize in the workplace. Back to school shopping, some might find, can be as much of an investment as back to school at the college level itself.